Does anyone list mods/upgrades for insurance qoutes?

[thatkid]

I've just gone on Gocompare (a UK insurance comparison web site) Last year I got lots of quotes. This time I listed the Mods I have done/Intend to do and got 1 quote, other companies want me to call there's about 40 of them, also last year I got fully comprehensive but I don't think I would make a claim unless the bike was a total loss (my fault) or stolen. Third party fire and theft last year was half the cost so probably a better option.

Thanks.

[thatkid]

I listed all my mods for the simple reason of Progressive covers up to 3k in mods if I carry comp. on my bike. Seemed like a no brainer to me. And my insurance is still only 250 a year with comp.

[thatkid]

I listed all my mods for the simple reason of Progressive covers up to 3k in mods if I carry comp. on my bike. Seemed like a no brainer to me. And my insurance is still only 250 a year with comp.

I'm not really sure what mines worth, I do know the insurance price goes up for every 500 GBP so I valued it @ £999 If you over value it they only pay the market value, so you are paying extra money for nothing. Some of the upgrades/mods had an option to add value to the bike. That's what I was unsure about.

So I think you have answered my question Thank You.

I value the bike @ £999 add the mods and select the price increase = they pay out? Yes.

The reason I was considering TPFT was I hate owing money and like to pay in full rather than monthly instalments. I'm looking to mod/upgrade the forks, (RoadDogma is giving me great advice Thank You) I've recently bought other parts and are a little strapped for cash, I always like to have some funds in reserve for rainy days. It's definitely going to be fully comp pay monthly or maybe depending on the cost payment in full.

I took the family 9 people to Orlando last year cost me 13k. I put the Disney, Seaworld E.T.C tickets on the CC intending to pay it off in full when I got Home. The exhaust fell off the car £250, Rear puncture on the Bike £115, £140 Extra on my CC, they had to upgrade the cars to 3.5 Dodge Chargers, TV blew up £499, Daughters laptop fried £399, So there's outstanding debt on the CC . It was a fantastic holiday, You have a beautiful Country and the food was excellent, except in the parks.

Again thank You for the input it's been a great help.

EDITED DUE TO DYSLEXIA

[haro504]

i know when i insured mine they asked me if i had any upgrades and custom paint also theft prevention and such i dont know how they would get a final value but they asked